Live A Life By Design Blog

Direction of Your Life

Do you feel like life is just a little out of sync? In the crazy world in which we now find ourselves, it is critical to create a safe place to give you hope and optimism. The best method of creating this stability in your life is to create and monitor your activities and emotions […]

Jimmy Williams - Live A Life By Design

The Power of Ownership

You have worked hard for many years to accumulate the assets you utilize to sustain your retirement. This balance sheet of tangible and intangible items may last beyond your needs. What are you to do with the remainder of this estate? As the owner of the assets, you possess a tremendous power of control. You […]

The Federal Reserve’s Role in the Economy

One of the most influential organizations to our economy in the United States is the Federal Reserve Board. Many people don’t notice the substantial impact the decisions of the governors of this board effect on the lives of citizens. Why is it important to understand the role of this agency in your life? It affects […]

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College Loan Confusion

College students have steep learning curves. In high school, they were tasked with doing well academically, participating in extracurricular activities, complying with the rules of their parents’ homes and, possibly, having a job. At college, they must decide what to study, how many credits to take, and other important decisions, while adapting to a new […]

Reflection

Millennial Perspective: The Most Important Investment

Millennials, many of us are nearing the end of our 20s and we will all be 30 or older in a short five years. If you haven’t done so already, be sure to make time to invest in yourself as we enter this new era of our lives. There are plenty of ways to do […]

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Primed and Ready to Spend

For the past year-and-a-half, scientists raced to develop effective COVID-19 vaccines and governments and companies worked to make vaccines available. Today, seven vaccines are approved in 176 countries. More than 2 billion doses have been administered, and about 14 percent of the world’s population has been vaccinated. It’s a remarkable achievement. While there is a […]

Woman holding coffee mug that says “I can't even”

The Millennial Perspective: The Struggle is Real

You know the feeling when you can never seem to get ahead in life? You feel like you are always a few steps behind and when you feel yourself catching up, it seems like something slowly pushes you back again? Sometimes that’s what it feels like to be a millennial in today’s economy. We are […]

Grow Through Transitions

Planning Ideas for Life Transitions

Life has a funny way of creating stressful activities for us. During the span from birth to death, we experience many different situations that require the best in us at the worst of times. Consider the change in life caused by divorce. Many people face this difficult event and do so without proper advice and […]

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Your Philosophy Determines Your Success

Often people look at others in determining their success achievement as valid. What is not known about the person is their background, mindset and skillset. When defining your success in terms of control of your life, financially or in any other measure, it is critical that you understand the reasons for such accomplishment. Philosophy is […]

Abacus

Deductions or Credits?

One of the most confusing components of the Internal Revenue Code of the United States of America is the difference between deductions and credits. Let’s explore a few of these differences and provide you a guide as to how to select the appropriate approach to lower your income taxes for 2021. Many younger, married couples […]