Live A Life By Design Blog
Millennial Perspective: The Most Important Investment
Millennials, many of us are nearing the end of our 20s and we will all be 30 or older in a short five years. If you haven’t done so already, be sure to make time to invest in yourself as we enter this new era of our lives. There are plenty of ways to do […]
Primed and Ready to Spend
For the past year-and-a-half, scientists raced to develop effective COVID-19 vaccines and governments and companies worked to make vaccines available. Today, seven vaccines are approved in 176 countries. More than 2 billion doses have been administered, and about 14 percent of the world’s population has been vaccinated. It’s a remarkable achievement. While there is a […]
The Millennial Perspective: The Struggle is Real
You know the feeling when you can never seem to get ahead in life? You feel like you are always a few steps behind and when you feel yourself catching up, it seems like something slowly pushes you back again? Sometimes that’s what it feels like to be a millennial in today’s economy. We are […]
Planning Ideas for Life Transitions
Life has a funny way of creating stressful activities for us. During the span from birth to death, we experience many different situations that require the best in us at the worst of times. Consider the change in life caused by divorce. Many people face this difficult event and do so without proper advice and […]
Your Philosophy Determines Your Success
Often people look at others in determining their success achievement as valid. What is not known about the person is their background, mindset and skillset. When defining your success in terms of control of your life, financially or in any other measure, it is critical that you understand the reasons for such accomplishment. Philosophy is […]
Deductions or Credits?
One of the most confusing components of the Internal Revenue Code of the United States of America is the difference between deductions and credits. Let’s explore a few of these differences and provide you a guide as to how to select the appropriate approach to lower your income taxes for 2021. Many younger, married couples […]
Millennial Perspective: Walking the Tightrope of Life
Do you ever feel like you are teetering too close to one side when trying to balance your life? For many millennials, this may include work, family, social life, and school. It can be a lot to handle sometimes. So, what can we do to help ourselves get balanced? Well, there are a lot of […]
Freedoms and Opportunities
Sunday, we celebrate the founding of our country, the United States of America! For 245 years this land has offered opportunities in abundance to those who wish to grow their wealth. Hard work and perseverance are the two primary ingredients to creating and maintaining your family’s security. Today, I may reminisce about the opportunities I […]
The Secret To Investment Success
The most negative action to reaching your goals in investing your retirement assets is emotion. Markets, by their very nature, expand and contract in every cycle. Why is it important to state the obvious? When humans invest, two emotions play a part. For example, when the market indexes are setting new records for growth, investors […]
Can the IRS Do That?
One of the most powerful data collectors in the United States is an agency named the Internal Revenue Service (or as often referred to as the “IRS”). As an agency under the U.S. Treasury, the IRS has tremendous power to collect data and assets of the citizens and expatriates of our country. To help combat […]